What is a medical lien? 1 Way You Can Receive Big Help Without Insurance
Some doctors work on a medical lien, which can help ease financial stressors following a personal injury.
A doctor or other healthcare provider can work on a medical lien, where any medical expenses from your treatment are covered with money from your settlement.
Imagine a situation where Julian is leaving a grocery store like Ralph’s or Whole Foods when he’s hit by a driver in the parking lot. Julian suffers a broken leg and a serious head injury following the pedestrian accident.
Julian is currently in between jobs, and doesn’t have health insurance. He’s not the only one.
Roughly 30 million Americans are currently still without health insurance. There are still a large portion of those who are insured, but suffer from high costs.
A doctor who provides a medical lien to the victim can help the injured party due to their lack of insurance, in addition to providing a delay in payment if they are struggling with finances. The healthcare provider should have you sign an agreement, which will generally be laid out like a contract.
You can always research treating physicians who accept medical liens, but having an attorney for your case is another benefit. An attorney might have a close relationship with doctors who work with medical liens.
It’s also important to remember that not all doctors or healthcare providers work on medical liens. But why?
While there are numerous potential reasons, one of the most common is due to the fear that they will not be paid.
In a sense, medical liens are like an “IOU” set up on the basis of the doctor being paid at a later date. With the high costs of healthcare, it’s not a rarity for healthcare professionals to be weary of such payment.
Furthermore, there’s always a chance that your claim is unsuccessful. In this event, you are still responsible for any medical fees accrued while visiting a doctor.
Unfortunately, there’s no way an attorney can determine whether or not a case will be successful. There are steps you can take with your attorney to help.
To begin, having evidence from your accident can greatly impact a case. Examples of evidence include:
- Photos from an accident, such as car damage or injuries.
- Video of similar items
- Witness statements
Additionally, it’s important to listen to your attorney. Your attorney wants to help, and is not out to harm you.
Think back to Julian’s situation. If his attorney advises him not to post on social media while he recovers from his injury, it’s important for him to follow instruction. Certain posts could be used against him in a case.
At C&B Law Group, our Los Angeles personal injury attorneys are prepared to help you. We are sympathetic to every case, and we’re ready to assist if you need to find a medical lien doctor.
The personal injury attorneys in Burbank at C&B Law Group have helped personal injury victims recover millions of dollars in compensation for various types of cases, including:
Some of the most frequent personal injuries that may require doctor’s visits include:
- Head injuries
- Broken bones
- Whiplash
- Back injuries
- Internal injuries
- Cuts and lacerations
- Brain injuries
- PTSD
The injury attorneys in Los Angeles at C&B Law Group work on a contingency basis. You won’t pay us any attorney fees until your case is successfully settled.
We’ve helped clients recover compensation such as:
- Medical expenses (past, present, and even future)
- Pain and suffering
- Lost wages
C&B Law Group has a team of Southern California personal injury lawyers ready to assist you following an injury, including finding a medical lien doctor.
Don’t let lack of health insurance dissuade you from receiving proper medical care. You deserve support following a personal injury.
Contact us today for a free consultation.
