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How to File a Car Accident Claim with Mercury

November 12, 2025

How to File a Car Accident Claim with Mercury

If you’ve been in a car accident and the at-fault driver is insured with Mercury, or you’re a Mercury policyholder yourself, you may be wondering: “How do I file a car accident claim with Mercury Insurance?”

Whether you’re filing a first-party claim (through your own Mercury policy) or a third-party claim (against someone insured by Mercury), it’s important to know what to do after the crash and what information Mercury will ask for when you contact them. Below, our legal team explains the process step-by-step — and how an attorney can help ensure you get the compensation you deserve.

What to Do Immediately After a Car Accident

Before contacting Mercury or any insurance company, make sure you’ve taken these steps to protect your health and your claim:

  • Call 911 and request a police report if there are any injuries or property damage.
  • Exchange contact, license, and insurance information with the other driver(s).
  • Take clear photos of vehicle damage, the crash scene, license plates, and injuries.
  • Get names and phone numbers of any witnesses.
  • Seek medical treatment immediately — even if your injuries seem minor at first.

📋 What You’ll Need to File a Mercury Insurance Claim

Having the right details ready will make the claim process smoother and help avoid delays. Before calling or going online, make sure you have:

  • Your Mercury policy number (or the at-fault driver’s policy number if you’re filing a third-party claim)
  • Your full name, address, and contact information
  • Information about all drivers involved:
    • Names and contact details
    • Insurance company and policy numbers
    • Driver’s license numbers
  • Date, time, and location of the accident
  • A brief description of how the crash happened
  • Vehicle make, model, and license plate numbers
  • Photos of the accident scene, vehicles, and visible injuries
  • Medical treatment details (doctor, hospital, or clinic names)
  • Police report number, if available

If you don’t have the police report yet, our law firm can help you obtain it. This report can be a key piece of evidence that supports your Mercury claim.

Mercury Insurance Claims Contact Info

You can report a car accident to Mercury Insurance in several ways:

Phone: (800) 503-3724
Online: Mercury Insurance Claims Center
Mobile App: Mercury Insurance App

Should You Talk to Mercury Before Speaking With an Attorney?

Like other major insurers, Mercury’s claims adjusters are trained to protect the company’s financial interests — not necessarily yours. They may ask questions designed to minimize your payout or get you to admit partial fault.

Before giving a recorded statement or accepting any settlement, it’s wise to speak with a personal injury attorney first. Our legal team can:

  • Help you properly file your Mercury claim
  • Communicate directly with the adjuster on your behalf
  • Gather and present evidence to support your claim
  • Negotiate for maximum compensation for your injuries, lost wages, and pain and suffering

Contact Our Car Accident Lawyers for a Free Consultation

If you’ve been involved in a car accident and need help filing a claim with Mercury Insurance, our experienced Los Angeles car accident attorneys can guide you through the entire process.

Call C&B Law Group at (866) 747-7333 or fill out our online contact form for a free consultation.

We’ll handle the claim while you focus on your recovery.

Your case deserves the best. Contact us today at (866) 747-7333 to set up a free consultation!

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