How to File a Car Accident Claim with Kemper

If you’ve been injured in a car accident, you may need to file a claim with your insurance company — and if you’ve landed on this page, you’re probably wondering: “How do I file a claim with Kemper?”

In many cases, you may need to file a claim with Kemper even if it’s not your own insurance — especially if the other driver is insured through Kemper and was at fault for the crash. Below, we’ll guide you through what to do after an accident, how to prepare before contacting Kemper, and how a personal injury attorney can help protect your rights throughout the claims process.

What to Do Immediately After a Car Accident

Before contacting Kemper or any insurance provider, take these important steps to protect your health and your claim:

• Call 911 and request medical and police assistance if anyone is injured.
• Exchange contact and insurance information with all drivers involved.
• Take photos of the scene, vehicle damage, license plates, and any visible injuries.
• Collect contact details from any witnesses, if possible.
• Seek medical attention immediately — some injuries take hours or days to fully appear.

📋 What You’ll Need to File a Kemper Car Accident Claim

Whether you’re filing with your own Kemper policy or filing a third-party claim against a Kemper-insured driver, have the following information ready before calling:

• Kemper policy number (yours, or the other driver’s)
• Your full name, address, and driver’s license number
• Information about the other driver(s):
  • Names and contact information
  • Insurance and driver’s license numbers
• Date, time, and location of the accident
• A brief description of what happened
• Descriptions of the vehicles involved
• Photos of the scene, damage, and any injuries
• Details about medical treatment, including hospital or clinic names
• Police report number (if one was filed)

If you need help obtaining your police report, our legal team can help. We regularly work with local law enforcement agencies to retrieve these reports, which are often crucial in proving fault and strengthening your case against the at-fault driver’s insurance company.

Kemper Claims Contact Info

You can file a claim with Kemper through any of the following methods:

Phone: (800) 353-6737
Online: Kemper Online Claim

Should You Talk to Kemper Before Speaking With an Attorney?

Like any insurance company, Kemper’s goal is to minimize payouts on claims — even when you’re the injured party. Adjusters may ask questions designed to limit your recovery or encourage a quick settlement before all your damages are known.

Before giving a statement or signing any documents, speak with a personal injury lawyer. Our attorneys can:

• Help you file or respond to the claim
• Communicate directly with Kemper on your behalf
• Negotiate for full and fair compensation
• Ensure your medical expenses, lost wages, and pain and suffering are properly accounted for

Contact Our Car Accident Lawyers for a Free Consultation

If you’ve been in a car accident and are unsure how to file or handle your Kemper insurance claim, our experienced legal team is here to help every step of the way.

Call C&B Law Group at (866) 747-7333 or fill out our online contact form for a free consultation.

Let us protect your rights while you focus on recovery.

Your case deserves the best. Contact us today at (866) 747-7333 to set up a free consultation!

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